investment across the financial technology by deal size and valuations

financial technology investment start ups and funding trends from Sumit Roy

obamacare at crossroads as insurance co-ops set to be abandoned

AMOUNT OF LOAN PROVIDED BY THE FEDERAL GOVERNMENT TO SET UP THE HEALTHCARE INSURANCE CO OPS

A new breed of health insurers created under the Obama Affordable Care Act — was intended to create non-profit insurers is  on its last legs now ,with several of the ventures forced to close down around the  country. President Obama's much vaunted Obamacare — is on shaky financial ground in many of the 23 states where the plans began.

The nonprofit health plans were envisioned as a consumer-friendly counterweight to for-profit insurers, a way to provide more competition, greater consumer choice and better coverage in markets typically dominated by big commercial carriers. The government allocated billions of dollars in loans for them, Insurance co ops under health law received $1.17billion  in federal loans , which the government said its  working on recouping the funds

countries with per user highest spends on internet shopping

NORWAY,UNITED STATES AND AUSTRALIA  lead among the nations whose users spends highest on ecommerce per user .Norwegians ranks 1st with $209 spends per user per year

50% global digital ad spending is accounted by us and china

 GOBAL DIGITAL MARKETING AD SPENDS BY TOP 5 BIGGEST MARKETS

US and China accounts for more than 50% of digital ad spending budgets with a total of $73billion  shared between the 2 nations last year. According to emarketer out of  a total of $146billion  digital spending  which is presently shared between   biggest top 5 digital markets of the world, which includes  Japan ,UK, Germany apart from US and China

2016 to see 4.7% increase in global advertising spends,share of online jumps 26%

YEAR ON YEAR AD SPENDING GROWTH RATES : NORTH AMERICA  AND  UNITED STATES

The latest Carat report on " global advertising spends"is based on the  data received from 59 markets across the Americas, Asia Pacific and EMEA,

Carat’s latest global advertising expenditure forecasts that global advertising spend will grow by +4.0% in 2015 to US $529billion, while  ad spends in  2016 is predicted to grow by +4.7%, accounting for an additional US$25billion in spending

Marketers will increase their Mobile and Online Video advertising spends especially across social media, with +51.2% and +22% year-on-year growth expected this year.Programmatic buying is also experiencing rapid growth at a rate of +20% each year.

GLOBAL ADVERTISING YEAR ON YEAR GROWTH : 2015 VS 2016

Western Europe remains stable with consistent year-on-year growth at +2.6% in 2015 and +2.9% in 2016 driven by positive momentum in the UK and Spain.

The online & digital  media,  share of  2015 advertising spends was 24.3% which will increase to 26.5% in 2016..Digital continues to be the only channel which is seeing double digital growth, predicted at +15.7% in 2015 and +14.3% in 2016

• Across 10 of the markets analysed, including the UK, Ireland, Canada and Australia, Digital is now the principle media used based on spend, with the US market predicted to join this list in 2018 when digital advertising spend is forecast to overtake TV advertising by more than US $4billion.
  
• The positive momentum of advertising spends  is expected to continue across the world at the 

1. Western Europe at +2.6%, 
2. North America +4.2%
3. Asia Pacific  at +4,1%
4. Latin America +12.7%

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the most active venture capital firms by start up funding : north america vs europe

New Enterprise Associates (NEA) was the most active investor in North America in Q4’15, topping the most active investors for the third straight quarter. 

General Catalyst Partners ranked second, while Andreessen Horowitz rounded out the top three followed by Kleiner Perkins Caufield &Bayers and Greycroft Partners as the  most active North American VC firms.
Meanwhile Accel Partners, Foundry group,Google Ventures,Greycroft  Partners,first Round capital and Sequoia  Capital  rounded up the top 10 most active venture funds across the region

High Tech Gruendferfonds, Mercia Fund Management group were the top  most active venture fun investors across Europe.

They were followed by Earlybird  venture capital , NorthWest Fund for Biomedical  and Northzone Venture Capital  to form the top  5 most active venture fund investment group in Europe.

Meanwhile others which  made up the top 10 list were Index Ventures,Octopus Ventures, Point Nine Capital,Draper Espirit, 500 start ups and Wellington Partners

countries having the highest number of wifi hotspots

The nations with highest and lowest wifi public hot spots mapped 

Presently there are  currently over 47 million WiFi hotspots available worldwide, which is expected to balloon to over 340 million in just the next four years

cost per installs across iOS device lowest across north america

 Mobile app downloads across North America

US and Canada  mobile users  lead in gaming app downloads , while cost per installs across iOS device is lowest in United states

the demographic divide in america: baby boomers vs millenials

REAL TIME DEMOGRAPHICS IN UNITED STATES 

start ups funding by industry and countries

Internet web services , consumer products and Entertainment are among the most  funded start ups ,followed by healthcare, lifesttle and Software.
New York saw the highest number of start up funding with 17.7% start ups being invested and backed by VC's, followed by California and Florida.
In terms of top 3 nations which highest number of start ups being  funded, US, India and France had seen the highest among  of start ups being funded  by VC investors ,followed by Brazil, Israel and UK.

the top 3 biggest market for the $91 billion online gaming market :

Which are the Biggest Global markets for online gaming by geography

GLOBAL ONLINE GAMING IS ESTIMATED TO BE $91 BILLION, 

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Asia Pacific with over $43 billion revenues along with North America's $24 billion revenue from online gaming  creates the biggest 2 regional world market. for online gaming  

However  out of $43 billion, china  make up for  over 50% of this market with  $22.2 billion revenues from online gaming and  forms the biggest  market for online gaming 

With $22 billion revenues from online gaming,the US  ranks no 2 , making  North America as the second biggest market with $23.8billion. .However Online Gaming revenues in china exceeded the US ( $22.2billion vs $22 billion)

The final break up :

1)Asia Pacific including China :47%

2)Europe Middle east and Africa : 22%

3)North America : 26%

4)Latin America : 4%

comparison of mobile ad revenues among top 10 tech giants

MOBILE REVENUE AS A PERCENTAGE OF OVERALL REVENUE

GOOGLE, FACEBOOK AND TWITTER  are among the  top 3 brands where mobile ad revenues make up for a sizable chunk of its  revenues in the United States
In 2015  Google's share of US mobile ad revenue pie came to 35% , followed by Facebook with 16% and Twitter with 3%
The above chart shows the mobile ad revenues in the US market compared with 2013 to 2015 and 2016 numbers are projections by emarketer.

Black Friday Mobile usage 
Biggest 5 tech acquisitions

average cost of renting an apartment across united states

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WHY RENTAL COSTS IN UNITED STATES ARE STAGNANT 

The cost of renting an apartment in the US is showing signs of  sluggish growth

The above chart shows the cost of renting an apartment in the united states compared since 2007 onwards. While vacancy rates  slowed signs of  coming down, the average rental costs  has remained  constant, with very little upward movement
In 2011 the average rent for an apartment  was $1011, in 2012 it grew to a  mere $1050, less than 5% growth.
 In 2014  average rental costs in US  was at $1127 and  grew   less that 4%   compared to 2013
In 2015 this grew to $1179 , a growth of 4.6% compared to 2014.

One of the reasons why this is happening is the demand supply gap.. while there is a growing inventory of  apartments.. for users to choose from.. The number of users  among them has not increased in the same way the " supply side" apartments" have grown

radio spends increase by 12 % while digital spends grow 4%

RADIO AND DIGITAL AMONG FASTEST GROWING AD PLATFORMS

Radio spends by US corporations  increased by 5%  last year, led by 12% increase by location radio spots
Magazine  ads decreased by  7% while  newspapers as a media platform declined by 11.8% . Out of Home media grew by just 1% led by Outdoor platforms
data : kantar media

start ups contribution to job creation : top 5 US states

The above chart shows which US states has  benefited by start ups in terms of job creation .With the Silicon valley and western US  has seen the highest job creation, which has been powered by start ups with upwards of 2%
However  a majority of states in the midwest region has seen below average job creation rates by start ups. The chart by US Census shows the US states and the job creation percentage across each US state

US average hourly earnings by ethnicity and race :

EMIRATES, DELTA AND  UNITED  are among the worlds most valuable Airlines brand with a combined brand value of over$17.5 billion .The number one airlines brand with a highest brand value is EMIRATES.Emirates  continues to lead the sector with a 21% rise in brand value to US$6.6 billion. Formula 1, the French Open and most importantly football teams from PSG to Real Madrid and Arsenal to AC Milan all display the Emirates logo.

The above data compared the average hourly wages vs average weekly wages   from 2007 onwards. The next chart shows US  unemployment and earnings by race, which compares Whites, Blacks, Hispanics and Asian in the similar duration. Unemployment among blacks has come down from 16% in  2011 to 8% in 2015.Among Hispanics from 12% to 8%

US yearly job growth numbers : chart of the day

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US JOB GROWTH    DATA 

The US Bureau of Labor Statistics reported that 292,000 new jobs were created during the month, much better than the 210,000 new jobs that economists guessed. The unemployment rate stood  at 5%, as the labor force grew. Here are some charts published recently  showing the yearly US job growth data and top 3 US employment trends

nations with highest number of sexual partners : top 10 list

source : Statista

Global ranking of nations  with highest sexual partners

The art of making love might have originated in the  the land of Kama Sutra, however when it comes to the number of average sexual partners, Turkey is the country to make love with its population making love with more than 14 partners, as compared to 9 sexual partners as the  global lovemaking average.
The number 2 country with highest number of annual mating  happens to be our Aussie mate with an average  of 13 sex partners. As always if Aussies are their already ..can the kiwis be left behind ?

New Zealand ranks the 3rd place after Australia with almost the same number o sexual partners.
Americans meanwhile  have sex with 10.7 different people on average during their lifetime and ranks no  12. Canada ranks 11th and Switzerland ranks 10th
The UK ranks 18th havin an average of 9  partners in their lifetime

the science of cow-nomics: american corporations vs french corporation

Explaining bovine economics the american way

global advertising spending : US vs China

Global advertising Spends comparison: China vs US

With the exception of British Airways, the European brands in the table have seen minimal growth or a decline in their brand values. Iberia has been the worst affected, its brand value has fallen 23% to $951m. Southwest Airlines achieved a 52% growth in brand value Airlines 50 Sector Analysis – Airlines after a strong financial year and American Airlines’ brand value soared 39% to $3,649m, moving it up to 5th place